Right for you if you want a higher return than traditional savings accounts and earn a guaranteed return with your rate locked-in for the duration of the term.
Just $1000 to open.
Also available as Traditional and Roth IRAs
|
Opening Balance
|
Dividend
|
APY1
|
|---|---|---|
$0 |
0.25% |
0.25% |
$50,000 |
0.25% |
0.25% |
$100,000 |
0.30% |
0.30% |
|
Opening Balance
|
Dividend
|
APY1
|
|---|---|---|
$0 |
0.35% |
0.35% |
$50,000 |
0.35% |
0.35% |
$100,000 |
0.40% |
0.40% |
|
Opening Balance
|
Dividend
|
APY1
|
|---|---|---|
$0 |
0.45% |
0.45% |
$50,000 |
0.50% |
0.50% |
$100,000 |
0.50% |
0.50% |
|
Opening Balance
|
Dividend
|
APY1
|
|---|---|---|
$0 |
0.75% |
0.75% |
$50,000 |
0.75% |
0.75% |
$100,000 |
0.80% |
0.80% |
Right for you if you want the security of a long term certificate while knowing that if rates rise, you can take advantage of the higher rate.
Just $1000 to open.
One optional rate bumps during term
|
Opening Balance
|
Dividend
|
APY1
|
|---|---|---|
$0 |
0.35% |
0.35% |
$50,000 |
0.40% |
0.40% |
$100,000 |
0.40% |
0.40% |
Two optional rate bumps during term
|
Opening Balance
|
Dividend
|
APY1
|
|---|---|---|
$0 |
0.60% |
0.60% |
$50,000 |
0.60% |
0.60% |
$100,000 |
0.65% |
0.65% |
Rates Effective: September 01, 2021
Can’t decide on a certificate account? Contact our ECCU Member Services and they’ll help you choose the account tailored to meet your specific needs. Just Ask!
1APY is Annual Percentage Yield. APY assumes that dividends remain on deposit for one year. Withdrawal of dividends and fees could reduce earnings.
Please refer to ECCU's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 877.545.0755 or internationally at 714.671.5705.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration (NCUA) is a U.S. Government agency.
