Our premium Interest Checking account

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Online Banking & Bill Pay

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Mobile Banking

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Debit Card

Interest Checking

All the benefits of banking with ECCU, plus:

  • Free online & mobile banking
  • Free mobile check deposit. Deposit up to $10,000 a day!
  • Free online bill pay. Pay individuals up to $5000 a day. And pay bills up to $10,000 a day.
  • Free online or paper statements
  • Fee-free access to over 30,000 ATMs and 5,000 shared branches in the CO-OP network
  • Visa® Gold Check Card with EMV chip technology

$10 monthly maintenance fee waived with $1,000 minimum daily balance or $5,000 combined balance.

Rates and Fees

0.15% APY

Monthly Maintenance Fee
Requirements to Waive Maintenance Fee
$1,000 minimum daily balance or $5,000 combined balance
Domestic ATM Withdrawals (through the CO-OP Network)
Online Bill Pay

Rates Effective: September 01, 2022

1APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, ECCU pays dividends monthly on the last day of each month. Withdrawal of dividends and fees may reduce earnings on this account.

Please refer to ECCU's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 877.545.0755 or internationally at 714.671.5705.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.