A simple way to start saving
—for free.

Open Account

Savings Account

If you’re just beginning to set goals or put funds aside, ECCU’s Savings account makes saving money simple and convenient. Plus, it’s completely free. No strings attached.

Managing your account is easy with:

  • FREE online & mobile banking to check your balance, transfer funds, and more
  • FREE domestic ATM withdrawals at CO-OP network ATMs*
  • FREE transfers to your ECCU or external bank accounts
  • ATM Card available upon request and with four free withdrawals per month

*ECCU will not charge any additional fees; however non-CO-OP ATMs fees may apply. Check the ATM finder for the closest fee-free ATM.

Rates & Fees

0.10% APY with no minimum balance

Minimum Opening Deposit
Withdrawal Privileges
4 free per month

Rates Effective: September 01, 2022

1APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, ECCU pays dividends monthly on the last day of each month. Withdrawal of dividends and fees may reduce earnings on this account.

Please refer to ECCU's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 877.545.0755 or internationally at 714.671.5705.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration (NCUA) is a U.S. Government agency.